How to Be Prepared for Emergency Veterinary Costs

by | General Pet Care |

Budgeting is an important part of being a pet parent. Not only do you have to factor in veterinarian visits, food, accessories and other costs, but you also have to be prepared for unexpected expenses that may arise.

Even the most prepared of us can’t predict future illness, accidents, or health conditions that our pets may encounter that will require an unexpected visit to the vet. To help you pay for those unforeseen and expensive vet bills, here are some tips on how to be prepared:

Vet examining bulldog
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Keep an emergency fund

Many pet owners will keep a separate savings account just in case they need to pay for an unforeseen and expensive vet bill. A good idea is to set up an automatic monthly transfer to your emergency account so you always remember to set aside money each month.

Consider pet insurance

Pet insurance is the traditional route to go when it comes to being prepared for big vet bills. There are lots of different plans out there so shop around to make sure you find the coverage that’s right for you and your pet. If you do decide to get pet insurance, you may consider getting coverage earlier instead of later, since most policies don’t tend to cover older animals or pets with pre-existing conditions.

The new SPCA & Humane Society Pet Insurance Offered by Petplan® has coverage that is as unique as you and your pets and can be customized to fit your needs and your budget. Get a free instant quote now! Visit and use the promo code “SPCAHS” to receive a 10% discount.

Talk to your vet

It’s important to be honest about your financial limitations and to discuss these with your vet early on. Should your pet require expensive medical care, your vet may be able to tell you about treatment options that are within your budget.

Watch for early warning signs

Catching things early on will often reduce the chance of higher vet bills down the road. Watch for any changes in your pet’s behaviour, such as change in appetite or energy, signs of discomfort, accidents in the house, or anything else that you may be concerned about.

Following this tips will help you be prepared, should your pet need to make a visit to the veterinarian unexpectedly.


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Thank you for your dedication to helping the animals.  Every animal deserves a loving home and to be treated royally.  Just imagine a day without animal cruelty.  What a wonderful day that would be!