Even the most prepared of us can’t predict future illness, accidents, or health conditions that our pets may encounter that will require an unexpected visit to the vet. To help you pay for those unforeseen and expensive vet bills, here are some tips on how to be prepared:
Keep an emergency fund
Many pet owners will keep a separate savings account just in case they need to pay for an unforeseen and expensive vet bill. A good idea is to set up an automatic monthly transfer to your emergency account so you always remember to set aside money each month.
Consider pet insurance
Pet insurance is the traditional route to go when it comes to being prepared for big vet bills. There are lots of different plans out there so shop around to make sure you find the coverage that’s right for you and your pet. If you do decide to get pet insurance, you may consider getting coverage earlier instead of later, since most policies don’t tend to cover older animals or pets with pre-existing conditions.
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Talk to your vet
It’s important to be honest about your financial limitations and to discuss these with your vet early on. Should your pet require expensive medical care, your vet may be able to tell you about treatment options that are within your budget.
Watch for early warning signs
Catching things early on will often reduce the chance of higher vet bills down the road. Watch for any changes in your pet’s behaviour, such as change in appetite or energy, signs of discomfort, accidents in the house, or anything else that you may be concerned about.
Following this tips will help you be prepared, should your pet need to make a visit to the veterinarian unexpectedly.